2/19/2020 | Posted in Mortgages and Real Estate by Joan Beal
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The Office of the Superintendent of Financial Institutions (OSFI) has announced that it is considering a new benchmark rate to determine the minimum qualifying rate for ... More

Real Estate & Mortgage News

  2/18/2020 | Posted in Mortgages and Real Estate by Joan Beal
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Ottawa changing stress test rate for insured mortgages starting April 6.

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Real Estate & Mortgage News

  5/9/2019 | Posted in Mortgages and Real Estate by Joan Beal
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Bank of Canada Governor Stephen Poloz suggested that lenders should encourage mortgage products with longer terms as a means of distributing risk more evenly and insulating the ... More

Real Estate & Mortgage News

  11/5/2018 | Posted in Mortgages and Real Estate by Joan Beal
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Updated numbers from the Bank of Canada showed that the balance of insured mortgage debt suffered its largest decline in history.

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Real Estate & Mortgage News

  6/12/2018 | Posted in Home Buyers by Joan Beal
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Private lenders have doubled their share of Canadian mortgages since 2015.

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Real Estate & Mortgage News

  3/19/2018 | Posted in Mortgages and Real Estate by Joan Beal
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Canada’s uninsured mortgage market reached an eight-year high in January as government steps to reduce taxpayer exposure to the housing market gain traction, according to ... More

Real Estate & Mortgage News

  1/4/2018 | Posted in Mortgages and Real Estate by Joan Beal
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By all indications, 2017 has proven to be a tumultuous period in the mortgage and real estate spheres, but a markets observer argued that this year will offer a measure of ... More

Real Estate & Mortgage News

  12/25/2017 | Posted in Mortgages and Real Estate by Joan Beal
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It’s almost a tradition that Canada’s mortgage czars clamp down on housing in the new year, and 2018 is no exception.

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Real Estate & Mortgage News

  12/6/2017 | Posted in Mortgages and Real Estate by Joan Beal
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Consumers looking to consolidate debt currently have more buying power than they will next month, therefore rushing to refinance their mortgages before the new mortgage ... More

Real Estate & Mortgage News

  12/4/2017 | Posted in Mortgages and Real Estate by Joan Beal
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The Bank of Canada has released its latest assessment of the financial system and has once again highlighted risk from mortgages.

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Real Estate & Mortgage News

  11/16/2017 | Posted in Mortgages and Real Estate by Joan Beal
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Canada’s housing agency is seeking more data on home loans from shadow lenders, amid concern rising levels of debt aren’t being adequately tracked and may increase ... More

Real Estate & Mortgage News
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